Rental Property ROI Calculator
Calculate your real estate investment returns including Cap Rate, Cash-on-Cash Return, and total ROI.
Cap Rate
Monthly Cash Flow
Cash-on-Cash Return
30-Year Equity Growth Projection
Performance Forecast
Investment Milestone Projection
Projected property value, home equity, and cumulative cash flow over the loan term.
| Timeline | Prop. Value | Home Equity | Cumul. Cash Flow | Total ROI |
|---|---|---|---|---|
| 1 Year 0 | $500,000 | $100,000 | $0 | 0.0% |
| 2 Year 5 | $579,637 | $205,193 | $-23,646 | 81.5% |
| 3 Year 10 | $671,958 | $332,854 | $-25,175 | 207.7% |
| 4 Year 15 | $778,984 | $488,747 | $-882 | 387.9% |
| 5 Year 20 | $903,056 | $680,394 | $53,542 | 633.9% |
| 6 Year 25 | $1,046,889 | $917,672 | $143,115 | 960.8% |
| 7 Year 30 | $1,213,631 | $1,213,631 | $273,676 | 1387.3% |
Is Your Investment Working For You?
Real estate is a powerful wealth builder, but only if the numbers make sense. A "good deal" isn't based on feelingsβit's based on cash flow and equity growth.π Key Metrics Explained
1. Cap Rate (Capitalization Rate): The annual return assuming you paid all cash. * *Formula*: Net Operating Income / Purchase Price. 2. Cash-on-Cash Return: The return on the actual cash you invested (down payment + closing costs). This maps more closely to your real-world bank account. 3. Net Operating Income (NOI): Your total rent minus all expenses (excluding mortgage). This shows the property's raw earning power.The 1% Rule
Many investors use the 1% Rule as a quick filter: The monthly rent should be at least 1% of the purchase price. In today's market, this is harder to find, making detailed ROI calculation even more critical.Hidden Expenses to Track
* Vacancy: Assume 5-8% of rent is lost to turnover. * Repairs/Maintenance: Set aside 1% of property value per year. * Property Management: Typically 8-10% of gross rent. * Insurance & Taxes: These often increase 3-5% annually.Results Rental Property ROI Calculator
This is a powerful online tool designed to help you calculate your Finance metrics instantly. We are dedicated to providing accurate and easy-to-use financial and life tools.
Community Feedback
"Essential for investors. The Cap Rate and CoC breakdown is perfect for running quick numbers on potential deals."
"The hidden expenses section is a great reminder. Most beginners forget to factor in vacancy and maintenance."
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